Job: Senior Commercial Credit Analyst

Job: Senior Commercial Credit Analyst

MountainOne
93 Main Street
NORTH ADAMS, MA 01247

Phone:(413)663-2371
Website:mountainone.com

Company Description:

MountainOne is a mutual holding company headquartered in North Adams, Massachusetts. Banking, Insurance, and Investment products are offered at full service offices in the Berkshires (Pittsfield, North Adams, Williamstown) and on Boston's South Shore (Quincy, Rockland, Scituate). MountainOne is dedicated to the local communities we serve, with a mission of delivering solutions of real value that help individuals, businesses, and community institutions manage their financial lives with clarity and confidence.

MountainOne Bank, founded in 1848, provides a complete array of personal and business banking and electronic services.

MountainOne Insurance provides personal and business insurance, bonding services and group benefits solutions.

MountainOne Investments provides individual investment services and group financial benefit plans (financial professionals offering securities and advisory services through Commonwealth Financial Network®, Member FINRA/SIPC, a Registered Investment Advisor)

Job Title:
Senior Commercial Credit Analyst
Salary Range:	Location:
$73,000 - $103,000 Per Year	North Adams
Job Type:	Category:
Full Time	Banking
Education Level:	Work Experience:
Bachelor's Degree Nice to have	5+ Preferred
Description:
Position: Senior Commercial Credit Analyst Reports to: VP, Credit Administration Manager Grade Level: 107 Locations: Rockland, MA or North Adams, MA Salary range: $73,000 - $103,000 per year, based on experience About the role: Elevate Your Expertise - Join MountainOne Bank as a Senior Commercial Credit Analyst! At MountainOne Bank, we're committed to empowering businesses and strengthening communities - and we're looking for a seasoned Senior Commercial Credit Analyst to help us do just that! If you have a sharp analytical mind, deep experience in commercial credit, and a passion for making sound, strategic lending decisions, we want to hear from you! What you'll do: Analyze complex financial statements and credit data to assess risk and support sound lending decisions Collaborate closely with commercial lenders to structure deals that support business growth Prepare high-quality credit memos with clear, well-supported recommendations Monitor portfolio performance and identify early warning signs Serve as a thought partner and mentor to junior analysts Why MountainOne? Deep local roots and a strong reputation for integrity A culture that values your insight and rewards your expertise Career development and leadership opportunities A team that feels more like a partnership Ready to make your next move matter? Join MountainOne Bank and help shape the future of community banking - one smart decision at a time! Position Requirements Minimum of 5 years work experience. Bachelor’s degree required or work experience equivalent; MBA preferred. Have the ability to use general office equipment. Proficient with Word, Excel, PowerPoint and Outlook. Excellent verbal and written communication skills. Strong interpersonal and organizational skills. Ability to communicate effectively and work independently with specific job functions. Ability to work with the commercial lending staff. Good knowledge of appraisal and environmental regulations/requirements. Deadline and detailed oriented and accurate. Ability to deal with and show discretion in confidential matters. 25% availability to travel outside of 25-mile radius. Ability to sit, drive, bend, answer the phone and perform computer input.